What is the recommended time horizon for investments made with your firm?

We advocate for a long-term perspective when it comes to equity investments. We advise clients interested in investing with us to plan for a minimum investment horizon of 3 to 5 years, and the longer the horizon, the better. For those with an investment timeline shorter than 3 years, we recommend seeking alternative investment opportunities better suited to their timeframes.

Will my portfolio be identical to that of an existing client?

No, each client’s portfolio is unique.

We tailor and adjust the portfolio based on the individual client’s start time with us, as well as any subsequent funds added or withdrawn. While incrementally we take similar decisions for our clients, for a new client, their portfolio at the time of entry may appear quite different from that of an existing client. This difference is also influenced by the current valuations of the companies we are looking to invest in. If valuations are attractive, we invest more promptly; however, if they are less so, the process of becoming fully invested may take longer, sometimes even several months.

With this approach, our clients don’t need to concern themselves whether the current environment offers good timing from an investment point of view. We at Banyan Tree will allocate money to stocks when they offer a good reward to risk ratio. So clients only need to consider whether the money they are investing with us, are long term in nature and not about whether the current environment is favourable to invest or not.

Could you share details of the investment schemes or offerings you provide? Also, is it possible to tailor a portfolio to suit my preference for a higher risk profile?

Our firm provides a single investment offering. It’s important to understand that equity investing inherently carries risk. We do not create portfolios that are more concentrated or carry a higher risk based on individual client requests. Our service is a discretionary Portfolio Management Service (PMS), where we are responsible for all investment decisions concerning the portfolio.